Your guide to selling a home in Florida
A clear plan makes each step easier. Florida Homes & Loans helps sellers across Central Florida and the Space Coast prepare, compare offers and coordinate closing.
Five steps. One clear selling plan.
Choose your agent, estimate your net proceeds, prepare your property, compare offers and coordinate closing.
Choose your real estate agent
Choose an agent who understands your goals and explains the process clearly.
Local experience
- Discuss experience in your market.
- Review the approach to pricing your home.
Marketing & communication
- Understand how your property will be marketed.
- Agree on how you will receive updates.
Included services
- Review the services in your listing agreement.
- Ask questions before committing.
Understand your selling costs
Request an estimated seller net sheet to see what may remain after expenses.
Payoff & fees
- Your mortgage payoff.
- Negotiated brokerage fees.
- Applicable closing costs.
Property & contract costs
- Prorations.
- Repairs.
- Any agreed buyer credits.
Your estimated proceeds
The sale price is not the amount you will take home.
Review the estimate with your agent as transaction details change.
Prepare your home
Prioritize the work that helps your property show well before photography and showings.
Clean & declutter
- Clean the property.
- Reduce clutter.
- Focus on presentation.
Maintain & improve
- Address maintenance needs.
- Discuss worthwhile improvements.
- Keep your property and budget in mind.
Get ready to list
- Prepare for photography.
- Plan for showings.
- Address required disclosures with your agent.
Compare offers and negotiate
Look beyond price. Your agent can explain practical differences and coordinate negotiations.
Price & financing
- Offer price.
- Financing terms.
- Deposits.
Conditions & credits
- Contingencies.
- Requested buyer credits.
Timing & possession
- Proposed closing date.
- Possession terms.
- How the timing fits your move.
Prepare for closing
Coordinate the final details with your agent and closing provider.
Contract requirements
- Track contract deadlines.
- Complete agreed repairs.
- Coordinate final documents.
Your move
- Arrange moving logistics.
- Confirm when possession transfers under your contract.
Your proceeds
Confirm when funds will be disbursed with your closing provider.
Plan your next move
Buying another home? Coordinate these details before committing to your next purchase.
Your sale timeline
Align the sale and purchase dates with your moving plans.
Temporary housing
Plan where you will stay if there is a gap between homes.
Your financing
Review financing before committing to the next purchase.
Thinking about selling?
Start with Florida Homes & Loans: a home-value review and a conversation about your timing, preparation and estimated proceeds.
Educational guidance only. Home-value and net-proceeds estimates are not guarantees. Costs, timelines and obligations depend on the property, negotiated agreements and transaction details. Additional educational resources are provided by Freddie Mac; external links open in a new tab.